Privathaftpflicht (1 YEAR) / Private Liability – getsafe
Getsafe is a new insurance provider, which provides a fully digital way of booking your insurance. You can get covered within minutes by just following the online step-by-step tutorial while selecting your preferred plan. The getsafe private liability insurance (Privathaftpflicht) covers the following:
- Private liability damages
- Lost keys (from a third party)
- Loss of receivables (the person who damaged your belongings does not have an insurance)
- Damages incurred during voluntary work
- Coverage in all of Europe and world-wide coverage up to 5 years
- Optional: House guests, Family members, life partner, spouse and children
- Optional: Drone damages
⚡️Promotion: Use our exclusive link to get one month for free.
How to book your insurance
In order to book the insurance plan you need, just follow the instructions online. You need to provide your name, e-mail address, date of birth, and how many liability cases you had in the past 3 years. You can then select your deductible and when you want the insurance to come into effect.
Getsafe’s standard private liability insurance rate is 4,70€ per month, which amounts to 56,40€ per year. This standard plan has no deductible per liability case. If you choose a higher deductible, your monthly rates will increase (see below).
You can decide how much of a deductible you would prefer, which affects the monthly fee for the insurance:
No Deductible (0.00€) – 4,70€/month | 56,40€/year
Deductible of 150€ – 3,50€/month | 42,00€/year
Deductible of 300€ – 3,30€/month | 39,60€/year
Deductible of 500€ – 3,11€/month | 37,32€/year
Deductible of 1000€ – 2.80€/month | 33.60€/year
Tip: You can manage all your different types of insurance in an app, for example by CLARK, so you can see all your contracts at a glance. They currently offer a 30€ Amazon gift card if you add at least two contracts to their free app.