Product Overview

Privathaftpflicht (1 YEAR) / Private Liability – ARAG


The ARAG Haftpflichtversicherung is suitable for singles, singles with children and families. It covers liability damage up to €50 million. You can easily register online for this German private liability insurance.

  • Sum insured €50 million
  • Deductible can be chosen (€0 – €500)
  • Worldwide coverage
  • Choose from 3 different tariffs (€3.16 – €6.78 per month)
  • Phone and online law counselling inclusive
  • 24/7 emergency hotline 7 days a week (+49 (0) 211 9890 1405)
Damage Coverage

€50 million

Back to Private Liability Overview


What is included in ARAG’s Haftpflichtversicherung?

With the ARAG Haftpflichtversicherung, you can choose from 3 different tariffs: Basis (€3.16 per month), Komfort (€5.50 per month) and Premium (€6.78 per month). All 3 tariffs include coverage in case of:

  • damage to people, damage to properties and finances,
  • coverage during stays in Canada or the USA,
  • voluntary work, holiday jobs and internships,
  • when you work as daycare staff,
  • Bauherrenschutz (coverage for building owners),
  • damage to private or rented rooms,
  • heating oil and gas tanks.

With all 3 tariffs, you can also book exemption of fee in case of unemployment in addition to the private liability insurance. The Komfort and Premium tariff include in addition to the above mentioned services: coverage in case of damage to holiday homes, damage to rented or borrowed property (such as vehicles), loss of private or third party keys, damage caused by your underaged children, coverage in case you become a victim to violence and during part time freelance jobs.

Who is insured?

With this German private liability insurance from ARAG, you can insure just yourself, but also your partner, your children or other members of family who live in your household. You have to register them when booking your ARAG Haftpflichtversicherung. In addition to the included coverages, you can also book a dog or horse owner liability insurance. All those options work with any of the 3 offered tariffs.

How to buy the personal liability insurance from ARAG

On the homepage of ARAG Haftpflichtversicherung, you can download information and conditions of the private liability insurance. The customer service can be contacted 24/7 (+49 (0) 211 9890 1436). When you want to register for this German private liability insurance you can easily do that online. On the homepage, there is a yellow button saying Jetzt abschließen. You have to submit your personal data, among with your method of payment, your deductible of choice (€0 – €500) and the persons you want to include in your insurance.