Product Overview

Privathaftpflicht (1 YEAR) / Private Liability – Hepster


The Hepster Private Haftpflichtversicherung offers tariffs as low as €2.42 per month. You can choose between three different tariffs, insure your family as well and choose the deductible (€0-150) yourself.

  • Sum covered €20-50 million
  • Worldwide coverage
  • Drones and internet use covered
  • Choice of monthly or yearly subscription
Damage Coverage

€10 million – €50 million

Back to Private Liability Overview


Registering for the Hepster Private Liability Insurance is easy and can be done online. Simply click the green button saying Schutz buchen on their homepage, pick the tariff you wish to book, register any person you want to cover with you, choose your method of payment and the term.

What is covered by Hepster’s private liability insurance?

With this German private liability insurance, you can choose between three different tariffs: Basis, Basis Plus and Premium. All three include coverage in case of damage to people, property and finances (up to €50 million), damage to rented homes and holiday homes, loss of private keys, stays abroad, damage caused by the use of the internet, protection during sport activities, voluntary work, part time jobs you do on the side, coverage for your children until they have finished their education and start a job, parents and other people who live or work in your household, drones and damage caused by pets or vehicles. The Basis Plus and Premium tariff include in addition to that coverage in case of loss of a third party’s keys and damage to or loss of borrowed/rented vehicles.

Other than many other insurance companies, this German private liability insurance already includes an insurance for dogs and other pets. It is included in any of the three tariffs and you do not need to book extra insurance for your pets.

The Hepster Private Haftpflichtversicherung costs €3 per month for singles who book the Basis tariff; for couples, the Basis tariff costs €3.50 per month and for singles/couples with children it costs €5 per month. The Basis Plus tariff costs €5 per month for singles, €6 per month for couples and €7.50 per month for singles/couples with children. The most expensive tariff is the Premium tariff, it costs €6.50 per month for singles, €7.50 per month for couples and €9 per month for singles/couples with children. You can either book a monthly subscription, which can be terminated monthly as well, or a yearly subscription, which can be terminated yearly.

Personal customer service

All important information regarding the Hepster Private Haftpflichtversicherung can be found on their homepage. The customer service is available Monday-Friday from 9am to 5pm (+49 (0) 800 0753336) and you can also send them an email. Also, you can contact them via Facebook.