Mastercard – N26
N26 is a newcomer in Germany. As part of the so-called FinTech industry, it aims to digitalise your banking completely. Another selling-point: the online-banking is in English.
N26’s Mastercard offers everything that a normal Mastercard offers, but it is integrated into the convenient N26 app. Additionally, you can request a free Maestro card. N26 also provides free Mastercard payments and cash withdrawals. N26 also offers business accounts accounts businessaccounts business accounts(e.g. for freelancers) and N26 You (international account with travel insurance).
- Supports Google Pay and Apple Pay
- Free German bank account in English language included
- No monthly or yearly account fees
- Free Mastercard debit card
|Foreign Currency Payment||
N26 is a newcomer in Germany. As part of the so-called FinTech industry, it aims to digitalise your banking completely. Another selling-point: the online-banking is in English. See this overview of free German Credit Cards for more options.
You are able to conveniently control everything through your personal app on your smartphone, for example set your daily payment and withdrawal limits. You are also able to instantly block your card through the app, if it’s lost or stolen.
As an added security layer, you can log in using your fingerprint and you can enable push notifications on all account activity. Furthermore, money transfers can be made in-app.
When abroad, you will not pay any foreign transaction fee for any purchases. You can withdraw Euro in foreign countries for free, withdrawing money in a foreign currency is only free with the N26 Black or Metal account.
If you are wondering wether VISA, Mastercard or American Express will give you the best currency exchange rate when shopping in a foreign currency, then read our study here.
N26 recently introduced stylish metal cards, which are exclusively available for the Metal Account. The Metal Account is N26’s premium account and costs €16.90 per month.