Barclaycard offers a simple way to get a VISA credit card in Germany: No fees, just an easy-to-use credit card.
The 5 minute registration process can be done online, you will only need to identify yourself either via an online service or via PostIdent, which is a check of your passport at a local post office. Please make sure you fulfil the prerequisites stated below, otherwise your application will be rejected. Barclays is very restricted about new credit card applications, so if you get rejected you might want to try a different VISA card, such as the VISA World Card or the Hanseatic VISA GenialCard.
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Revolving Credit Card
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It is very likely that your application gets rejected due to Barclaycard’s strict registration policy. In that case, just try the alternative free VISA cards below.
There is no account opening fee and no monthly or yearly fee. Even the VISA card is always free. You can withdraw cash with the VISA card from any cash machine worldwide and mostly pay no fees – some countries still take fees for credit card withdrawals. But these fees are not taken by Barclaycard, just from the third-party ATM service.
Barclaycard offers a VISA card with no extra fees for foreign transaction or cash withdrawals. For travelers, exchange students and expats it is often very inconvenient to withdraw cash in a foreign country. If your home bank offers partnerships with banks in the respective country, they are usually not widely available and not close by. However, with Barclaycard you can just use any bank that is closest to your location and you do not need to pay any withdrawal fees.
The standard credit amount is €1.500 per month. The automatic payments of your balance are preset for a minimum of €50 or 3.5% of the balance due, therefore remember to set up the automatic payment for 100% of your due balance.
The 5 minute registration process can be done online, you will only need to identify yourself either via an online service or via PostIdent, which is a check of your passport at a local post office.