Product Overview

Health Insurance – Ottonova


Unique benefits of ottonova:

  • Exclusive ottonova app with access to a personal 24/7 English speaking concierge
  • Digital doctor’s visit (diagnosis, treatment plan, sick note for work) via video chat
  • Digital timeline of your ottonova interactions and reminders for upcoming appointments
  • Cheaper expat plan (exclusively for expats who stay less than 5 years)


Go to Ottonova
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Ottonova offers unique health care plans for expats (EU or non-EU) who live and work in Germany.

If you are eligible for private health insurance you can choose between the First Class or Business Class plans.

If you are a non-EU citizen, who plans to stay in Germany for up to 5 years, you can even choose the special Expat plan.

If you have to stay in the public health insurance, you have the option to extend your coverage with a Dental or a Hospital top up plan.

German health care plans

insurance premiums German health insurance

Click here to see the detailed coverage for each plan.