Payment Account – PayPal
PayPal is a common payment option in German online shops and around the world. You can pay your online order within seconds or send money to friends and family. PayPal is completely free to set up. All you need is a bank account from a SEPA-country or a credit card. Alternatively, look at this overview of free German bank accounts.
- no transaction fee for payments
- no transaction fee to send money to your friends
- free worldwide return shipping
- free travel cancellation insurance
free withdrawal to a connected SEPA bank account
A German PayPal account is a very convenient and secure way of paying your online order or sending money to friends and family. Simply connect your credit card and/or your bank account and start paying in a very discrete way (the recipient can only see your email address).
PayPal is even the preferred mode of payment for many online transactions, e.g. on eBay.de or eBay Kleinanzeigen, where people can sell their goods in private listings (similar to Craigslist).
However, we recommend to first open a proper German bank account and then link a Paypal account. Bank account in Germany are government-secured, so all amounts up to 100,000 Euro in a bank account are secured and would be paid back to you even if the bank goes bankrupt. There are many free German bank account options and also many free credit cards available, see here.
Send money to friends and family
With PayPal, you can send money to friends and family within seconds and without a transaction fee. Neither you or your friend will need to pay a fee. This works in all EU countries!
Connect your bank account or credit card
Easily connect your SEPA bank account and your credit cards. Before any transaction, you can choose which payment method you would like to use: your PayPal credit, your bank account or credit card.
You can connect any bank account from the following SEPA-countries:
Show list of accepted countries
You can add a bank account from these SEPA countries:
Free shipping for the return of online orders
Did you know that if you pay for an online order with PayPal, you have the option of returning the item for free? PayPal covers worldwide shipping costs up to 25€ per return – up to 12 times per year.
Free travel cancellation insurance
PayPal also offers a free travel cancellation insurance when you pay your trip with PayPal. In case you have to cancel your trip due to unforeseen circumstances, e.g. sickness or accident, PayPal reimburses you for your trip up to 300€.