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Product Overview

Mastercard – BMW Classic / Premium

3,95

BMW CREDIT CARD CLASSIC and BMW CREDIT CARD PREMIUM (Mastercards)

These German credit cards are charge credit cards from Mastercard. The BMW Credit Card Classic costs 3.95€ per month, the BMW Credit Card Premium costs 8.25€ per month. With the premium version, you can enjoy several services.

You can easily register online for the BMW Credit Card Classic and Premium by filling in a form. Simply click the blue button “Karte beantragen“ on their homepage. The process only takes a few minutes.

The BMW Credit Card Classic and Premium come with an online credit card account, which you can access via laptop, tablet and smartphone. Apple and Google Pay are not offered.

  • Paying by card within the Euro Zone is free of charge
  • Flexible instalments
  • KFZ Schutzbrief (roadside assistance) included
  • Easy registration
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Credit Card Type

Charge Credit Card

Cash Withdrawal

3% fee within Euro Zone

Foreign Currency Payment

1.75%

The Mastercard BMW Credit Card Classic and Premium, issued by DKB, offer flexibility to their users. You can pay your monthly credit card bills in flexible instalments or in fixed percentage rates. You can decide between the options as soon as you are registering for the card, but BMW also offers you to decide later on and hand in your choice via the online credit card account that comes with the BMW Credit Card Classic and Premium. The online credit card account can be accessed via any device, be it a computer, laptop, tablet or smartphone. No extra app is needed.

You can contact the BMW Credit Card Service either by phone (+49 (0) 3012030036), by email (service@bmw-creditcard.de) or by using the contact form on their homepage.

The main difference between the BMW Credit Card Classic and the BMW Credit Card Premium is that the premium version provides you with some more insurances. Also, when purchasing the premium version, you will receive up to 35€ credit for tire service. When it comes to flexible instalments and using the credit card abroad, the same conditions apply for both the BMW Credit Card Classic and the BMW Credit Card Premium.

These German credit cards by Mastercard have many advantages:

  • KFZ Schutzbrief (roadside assistance) included
  • Contactless Payment under 25€
  • Free Drive Now registration
  • Paying by card within the Euro Zone is free of charge
  • Discounts at BMW Driving Experience and BMW Rent
  • Online Cashback (discounts at over 300 shops)

When purchasing the BMW Credit Card Premium, you can enjoy additional advantages:

  • Up to 35€ credit for tire service
  • Travel Assistance
  • Verkehrsrechtsschutz (Motorist legal protection)
  • BMW Connected Drive credit (25€)
  • Free of charge emergency credit card and free of charge emergency cash in case of loss or theft

Furthermore, both customers of the BMW Credit Card Classic and the BMW Credit Card Premium can book additional insurance packages, such as the travel package, the shopping package, the mobility package and the internet package. They cost between 2 – 5€ per month.

These credit cards are great for people who are BMW customers and make use of the various services BMW offers. However, when you are traveling a lot, the BMW Credit Card Classic and Premium might not be the best choice. Paying by card within the Euro Zone is free, however, cash withdrawal will be expensive. There is a fee of 3% from the withdrawn amount within the Euro Zone, with foreign currencies it’s a 1.75% fee (Auslandseinsatzentgelt). The same percentage applies when paying by card in foreign currencies.