Product Overview

Dog Liability Insurance – PETPROTECT


PETPROTECT Hundehaftpflichtversicherung is a reliable and essential liability insurance product for dog owners in Germany. With worldwide coverage, this insurance offers up to €50 million in coverage, along with optional upgrades and flexible deductible options. Welpen (puppies) are automatically insured and there is no requirement for muzzle or leash, making it convenient for dog owners.

Key Benefits:

  • Extensive Coverage: PetProtect dog liability insurance provides coverage for Personen-, Sach- and Vermögensschäden (personal, material, and financial damages), offering peace of mind for dog owners.
  • Worldwide Protection: Whether you’re traveling abroad or residing outside of Germany, this insurance guarantees coverage for your dog.
  • Multiple Dogs Coverage: Ideal for those with multiple dogs, PetProtect Hundehaftpflichtversicherung allows up to 5 dogs to be covered under a single policy.
  • Optional Upgrades: The insurance offers optional upgrades to increase the coverage amount and customize the deductible based on your needs.
  • “Welpen” Coverage: New puppy owners can benefit from this insurance as Welpen (“puppies”) are automatically insured without additional fees.

Comprehensive Review of PetProtect Hundehaftpflichtversicherung

As a dog owner in Germany, having Hundehaftpflichtversicherung (dog liability insurance) is not just a legal requirement in many states, but also a crucial step towards protecting yourself from potential financial liabilities arising from your furry friend’s actions. PetProtect Hundehaftpflichtversicherung is an excellent choice that offers comprehensive coverage, keeping both you and your dog protected.

Coverage Details:

PetProtect Hundehaftpflichtversicherung ensures that you are covered for all potential damages caused by your dog, including Personen-, Sach- and Vermögensschäden. The insurance offers three different tiers of coverage: Premium, Top-Schutz, and Basis-Schutz. Each tier provides varying levels of coverage, with the Premium package offering the highest coverage amount of €50 million.

Flexible Deductible Options:

The insurance allows policyholders to choose between two deductible options: 0€ or 150€. This flexibility allows you to tailor the insurance to your specific needs and budget. While opting for a higher deductible can help lower the insurance premium, it’s important to consider the potential out-of-pocket expenses in the event of a claim.

Worldwide Protection:

One of the standout features of PetProtect Hundehaftpflichtversicherung is its worldwide coverage. Whether you’re planning a vacation abroad or temporarily residing outside of Germany, this insurance will continue to provide the same level of protection for your dog. This global coverage ensures that you can enjoy peace of mind no matter where you and your dog go.

Additional Advantages:

  • No Muzzle or Leash Requirements: Unlike some other insurances, PetProtect Hundehaftpflichtversicherung does not impose any muzzle or leash requirements, allowing for more freedom and convenience for both you and your dog.
  • Coverage for Multiple Dogs: If you are a proud owner of multiple dogs, this insurance allows up to 5 dogs on a single policy, saving you time and effort in managing individual insurances for each dog.
  • Rettungs- und Bergungskosten: The insurance covers rescue and recovery costs, ensuring that your dog receives necessary assistance in emergency situations.
  • Gewerbliche Nutzung möglich: For those who use their dogs for commercial purposes, PetProtect Hundehaftpflichtversicherung offers coverage for such situations, providing added protection for your business.


Drawbacks and Considerations:

While PetProtect Hundehaftpflichtversicherung offers comprehensive coverage and benefits, there are a few factors to consider:

  • Premium Costs: The exact premium costs can vary based on factors such as the chosen coverage tier, deductible option, and the number of dogs to be covered. It’s important to obtain a personalized quote to understand the specific costs associated with this insurance.

In conclusion, PetProtect Hundehaftpflichtversicherung is an excellent choice for dog owners in Germany seeking a comprehensive insurance coverage. With its worldwide protection, multiple dog coverage, and flexible deductible options, it offers peace of mind and financial security in case of any unfortunate incidents involving your dog.