My German Finances
€2,99
Bunq is a German-based mobile banking application available in Europe. It’s an easy to use app and offers great flexible limits on your debit/credit card. Everything is done in the Bunq app and is very fast, you set up your account and it’s ready in minutes. While plastic credit cards break quickly, they provide metal cards that are strong and durable. They offer great customer service and are patient to understand their clients. They are eco-friendly: By simply using your Bunq card, they’ll plant a tree for you as you spend.
Bunq also offers a free savings account, where you earn interest on your money every month and which also includes a virtual credit card.
Key Benefits:
Bunq is a community-driven company that is keen on positive environment and climate improvement and equal representation of all members of the community. Simply spend with your bunq credit card and they’ll plant a tree for you, leading by example in making the planet greener.
They provide a digital mobile banking platform for the community’s banking needs. The banking app is accessible by simply entering your mobile number and a link is sent for you to download directly to your phone. Their mobile banking app interface is in English.
With bunq you can easily choose your favorite preferred name and place it on your card. Bunq provides you with an IBAN for Germany, France, Spain and Netherlands. They offer both personal and business accounts, and support Apple pay and Google pay. Split receipts with your friends with bunq and allow them to pay you back in a few taps: When with friends, using bunq amongst you automatically keeps track of payments made by each individual.
Bunq promotes equal opportunities, rights, and treatment to everyone, and support the LGBTQIA+ community. Whoever banks with bunq is accepted and welcome.
A protection mechanism is in place for depositors under any banking plan and is up to 100,000 Euros. With bunq, you can transfer money across the world. They serve as your travel assistant for guidance about spending abroad. You can withdraw and deposit across 10,000 stores in Germany, Italy, and Austria. If a card payment fails, they quickly resolve and refund you.
Bunq offers a plan even for minors, everyone is a member. Remember, every time you spend, you plant a tree, therefore taking care of our environment.
The types of accounts: Bunq offers three types of accounts: Easy Bank, Easy Money, and Easy Green. We’ve outlined all three accounts below, but here’s a quick overview:
With every account you will get:
Click here to see all benefits of all account types
Easy bank is their most affordable bank account. This is a great account to begin with if you are looking to familiarize yourself with their mobile banking platform.
For Both Personal and Business
Personal plan subscription fee a month is: €2.99/month (Order here)
Business plan subscription fee a month is: €4.99/month (Order here)
Easy Money is their most popular bank account plan with additional features and upgrades. Get access to amazing discounts and deals and save 3% when you spend abroad with the Easy Money plan.
For Both Personal and Business
Personal plan subscription fee a month is: €8.99/month (Order here)
Business plan subscription fee a month is: €10.99/month (Order here)
Easy Green is their premium bank account plan that comes with all features included. The major benefits of this account are that you can buy an extended warranty and protection on your Metal Card purchases and automatically generate scanned receipts attached to the right payments. You can gift your friend by planting a tree for them, share your tree planting progress, create a community of green impact with friends, and these projects promote sustainability. There are a few other gems to this card that we’ve highlighted below.
For Both Personal and Business
Personal plan subscription fee a month is: €17.99/month (Order here)
Business plan subscription fee a month is: €20.99/month (Order here)
All you are required to do is to enter your phone number and they’ll send you an invite link via SMS. Their app is available on both Google Play and Apple App Store and can be downloaded there.
