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Openbank Tagesgeldkonto is a high-yield savings account that offers a competitive interest rate of 2.55% for the first six months, with no fees or charges. The account is easy to manage and comes with a free debit card that offers travel benefits. Openbank is a member of the Spanish Deposit Guarantee Fund, which protects deposits up to €100,000.
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Openbank Tagesgeldkonto is a high-yield savings account offered by Openbank, a digital bank based in Spain. The account offers a competitive interest rate of 2.55% for the first six months, with no fees or charges for account management, maintenance, or closure. After the first six months, the account will be converted to a regular Tagesgeldkonto, which offers a lower interest rate of 1%.
To open an Openbank Tagesgeldkonto account, you need to be a new customer and apply online. The account can be opened in minutes, and you can start earning interest from the first day. You’ll need to provide your personal information, such as your name, address, and ID number, and fund your account with at least €1.
Openbank Tagesgeldkonto is easy to manage, with 24/7 access to your account online or through the Openbank app. You can make deposits and withdrawals, check your balance and transaction history, and set up automatic transfers. The account comes with a free R42 debit card, which can be used for purchases and cash withdrawals at ATMs worldwide.
Openbank is a member of the Spanish Deposit Guarantee Fund, which protects deposits up to €100,000. This means that your deposits with Openbank are safe and secure, even in the unlikely event that the bank goes bankrupt.
Openbank Tagesgeldkonto comes with a free R42 debit card, which offers travel benefits such as free travel insurance, discounts on car rentals, and access to airport lounges. You can activate these benefits for free by applying for the card between March 23 and April 25, 2023.
Openbank Tagesgeldkonto offers up to five free withdrawals per month at any Eurozone ATM, and unlimited withdrawals at Santander Group ATMs worldwide. If you need to withdraw money more often, you can do so for a fee.
Overall, Openbank Tagesgeldkonto is a good option for those looking for a savings account with a high promotional interest rate and no fees. The account is easy to open and manage online, and comes with a free R42 debit card with travel benefits. However, customers should be aware of the lower standard interest rate after the first six months and the fact that the account is only available to new customers and residents of Germany. It’s important to weigh the advantages and disadvantages to determine if this account is the right choice for your financial needs and goals.
