My German Finances
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The Mastercard Gold from Advanzia Bank is one of the best credit offers in Germany if you are looking for a credit card with no fees. For everyday payments, this card won’t cost you anything, even abroad. The best: It supports Apple Pay and Google Pay. Another free Mastercard Gold is the one from TF Bank, which has a much nicer mobile app.
The only fee occurs when drawing cash from an ATM, but any other payment is free of charge. If you are curious about other options, see this overview of free German credit cards.
| Credit Card Type | Revolving Credit Card |
|---|---|
| Cash Withdrawal | 19.44% per year on withdrawal amount |
| Foreign Currency Payment | No fee |
Especially when traveling, a credit card is very helpful. It can easily be used to rent a car, pay for a hotel, book a flight or order something online. Usually banks charge a yearly fee (e.g. 29€) for a credit card and sometimes you will have a fee for paying in another currency or using it in another country. Luckily there is an offer from Advanzia Bank, which gives you a completely free Mastercard Gold! There is no fee whatsoever, it is completely free to use.
The only fee occurs when drawing cash from an ATM, but any other payment is free of charge.
I can really recommend to check out their offer and request a free credit card, I have been personally using one for over two years and I have never had any problems.
Normally, the first credit limit is 300€ per month, but after a few months of on-time-payment this limit will be increased to over 3000€. After two years, my limit is now 5000€ per month.
You also don’t need a new bank account, you just have to wire the money from your existing bank account to your credit card account. Additionally, the credit period is up to seven weeks.
As a special bonus, if you pay at least 50% of your traveling cost with your MasterCard Gold, you will get a free travel insurance.
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How To Order:
Fill out the questionnaire about your financial situation:
and then confirm with the button “Jetzt senden”:
That’s it! You will receive your credit card via mail.
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