The Mastercard Gold from Advanzia Bank is one of the best credit offers in Germany if you are looking for a credit card with no fees. For everyday payments, this card won’t cost you anything, even abroad. The best: It supports Apple Pay and Google Pay. Another free Mastercard Gold is the one from TF Bank, which has a much nicer mobile app.

• No yearly fee
• No shipping fee
• Free phone support (0800 880 1120)
• Free billing
• Free replacement card
• Free international usage
• Google Pay & Apple Pay

The only fee occurs when drawing cash from an ATM, but any other payment is free of charge. If you are curious about other options, see this overview of free German credit cards.

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