Product Overview

VISA Card – Wüstenrot VISA Gold


❗️UPDATE: Unfortunately, Wüstenrot does no longer offer this credit card. See DKB for an alternative free VISA card or TF Bank for an alternative free Mastercard.

The Wüstenrot Visa Gold credit card is free of charge and no annual fee applies. A free Girokonto is included.

You can easily purchase the Wüstenrot Visa Gold card by registering for it online. On the bank’s homepage you can simply click the orange button Jetzt bestellen and fill out a form. The whole process takes less than 5 minutes. You can legitimise yourself via Video ident. The Wüstenrot Visa Gold credit card will be sent to you via post.

This German credit card comes with free online banking and you can also download the Wüstenrot app.

  • Free cash withdrawal worldwide at every Visa ATM
  • Flexible instalments
  • Free card payment within the Euro Zone
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Credit Card Type

Charge Credit Card

Overdraft Credit


Prerequisites in order to register for the credit card:

If your application is rejected, just try one of the alternative free VISA cards below.

With the Wüstenrot Visa Gold credit card you are flexible when it comes to your credit card bills. You can pay the monthly bill in flexible rates of your choice. Within the first two months after purchase, this service is offered by Wüstenrot interest-free. From the third month on, the debit interest is 13.94%. The annual percentage rate for the Wüstenrot Visa Gold credit card is 14.87%.

Wüstenrot offers a 24 hour emergency service to their customers. Apart from that, the bank provides you with up to 500€ emergency cash. Safety guarantee for their online banking and secure online payments are included as well.

Also, this German credit card comes with a free internet legal protection (Internet Rechtsschutzversicherung) and a 30 days Best Price guarantee for online purchases. It is therefore a good choice for people who mainly shop online.

Further advantages of the Wüstenrot Visa Gold credit card are:

  • Free cash withdrawal within the Euro Zone
  • Contactless payment under 25€
  • Discount on holiday bookings (5% discount when booked via Wüstenrot’s travel service)
  • Up to 100% price advantage with GutscheinPLUS (at around 100 partner shops such as Zalando, Flixbus, adidas, H&M, Karstadt and many others)
  • Flexible instalments

This German credit card is a great choice for people who travel a lot, as cash withdrawal and card payments are free within the Euro Zone. For card payments outside of the Euro Zone, a 1.5% fee (from the € exchange value (€ Gegenwert)) is charged. In comparison to other German credit cards, this is quite low.

Apple and Google Pay are not available for this credit card.

Other VISA credit cards:

Free Credit card Germanyfree VISA credit card GermanyGermany VISA free credit card