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Product Overview

Home Contents Insurance – FRI:DAY

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FRIDAY is an independent insurance provider based in Berlin, Germany and founded in 2017. They offer a fully digital home contents insurance. FRI:DAY uses the latest version of Guidewire to enhance the customer’s insurance experience. Besides extension insurance for glass contents and your bicycle FRI:DAY offers you with ZEN MODUS comprehensive coverage for unpredictable and therefore unknown risks.

Main benefits of FRIDAY’s home contents insurance:

  • Flexible Plans (Daily cancellation)
  • Immediate Coverage
  • No Deductible
  • Fully Digital
  • Waiver of a plea of gross negligence
  • Extensive coverage – home contents belonging to you and the members of your household
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The Key Benefits of FRIDAY home contents insurance:

  • 24/7 Emergency Service
  • Flexible Plans
  • Underinsurance Waiver
  • Immediate Coverage
  • No Deductible
  • Fully Digital
  • Zero Paperwork
  • Online approval in under a minute
  • Full reimbursement of the purchase price
  • Waiver of a plea of gross negligence
  • Daily cancellation
  • Easily access and change offering online
  • Extensive coverage – home contents belonging to you and the members of your household

 

How To Get Your FRIDAY Insurance  – What To Do

This process should take not even 5 minutes.

Click here and just answer the few following questions:

  • What is the size of your living space?
  • What is your ZIP code?
  • You get a quote to your basic coverage regarding the monthly premium and the insured sum.
  • Do you want extended coverage: bicycle, glass contents, ZenModus?
  • What’s your name?
  • What’s your date of birth?
  • Where do you live? Please enter the address of the home to be insured.
  • What’s your email address?
  • When should your insurance coverage start?
  • Please name your bank/ please give your account details, i.e. IBAN.

 

What is covered with FRIDAY:

Home contents, basic coverage, € 1.79/month

Your home contents are all items found in a household that are used to furnish your home or intended to be used for private purposes. This also includes cash and valuables. Insurance will cover the home named in the insurance policy including the rooms in adjoining buildings. Your household contents are also insured outside your home up to 12 months, e.g. during travels in a hotel room or your temporary residence during your semester abroad. FRI:DAY provides financial protection against loss or damage caused by

  • Water
  • Fire
  • Storm and Hail
  • Burglary and Robbery.

 

Add-on benefit: Bicycle, € 2.03/month (incl. basic coverage)

With this add-on, your bike, your partner’s bike, and your children’s bike are insured while outside of your home, cellar, or garage. Just choose your preferred insured sum up to € 5,000 and if something happens, FRIDAY will reimburse the value of your bike.

 

Add-on benefit: glass insurance, € 2.84/month (incl. basic coverage)

Glass breakage – building and furnishings

This add-on to your home contents insurance covers many glass items in your home up to the insured sum. Covered items include glass furniture, building glazing (e.g. windows), glass-ceramic or induction cooktops, aquariums, and terrariums. In the event of damage, FRIDAY will replace these items either completely or with items of the same type and quality.

The following items are not covered: Optical glasses, Dishes, Solar panels, Displays of electronic devices.

 

Add-on benefit: ZenModus, € 2.98/month (incl. basic coverage)

With ZenModus you´ll get comprehensive coverage for unpredictable and therefore unknown risks; risks you can´t insure with any other add-on or policy.

For example, if you bump against the TV when hoovering or crash other items when moving house, FRIDAY covers these risks up to € 10,000 with a deductible of 10% of the amount of damage or at least € 300.