Product Overview

Checking Account – o2 Banking


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The bank account of the German telecommunication provider O2 is free and especially useful if you already have an o2 mobile phone contract. For every Euro you spend with your Mastercard, you instantly receive free mobile data as a bonus (alternatively you can get Amazon vouchers).

  • Free debit Mastercard
  • Online banking via smartphone app and website
  • Instant 100€ credit with 30 days payback time
  • Free cash withdrawals in any Euro country
  • Quick online registration
  • Supports Apple Pay

Update: Unfortunately, O2 and comdirect have discontinued their partnership and the O2 bank account is no longer available. Click here to see an overview of free alternative bank accounts.

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Cash Withdrawal

free in EU / 1.75% in the rest of the world

Debit Card

€0 / year

Overdraft Credit

8.99% to 13.9%

Wire Transfer


All Bank Accounts


Supports Apple Pay in Germany

If you want to benefit from the mobile data bonus you could get with this O2 bank account, have a look at My German Phone’s overview of o2 SIM cards.


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