Pet health insurances cover various types of veterinarian bills and expenses related to surgery. The amount of coverage you receive varies depending on the insurance company and the package you choose. The cost will also differ depending on the type of animal, the breed, the animal age, and the health history of your animal. To apply for pet health insurance, your pet must be older than eight weeks and younger than four years old.

Since pet health insurances are pricy in comparison to vet costs, you can also choose a plan that will only cover the cost of surgery. Pet surgery cost insurance will only cover cost relating to surgery – which can be the most expensive unexpected medical cost for an animal.