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Commerzbank – Business Bank Account in Germany

Commerzbank Business Account

Step-by-Step Guide

Click here to read our English step-by-step guide how to open a Commerzbank business bank account for free.

Commerzbank is a large German bank with hundreds of local branches in Germany. Their business bank account “KlassikGeschäftskonto” is ideal for freelancers or small business owners.

BENEFITS OF USING COMMERZBANK: 

  • First 6 months of the “Klassik” account are FREE (only for a limited time)
  • Currently €100 signup bonus (only for a limited time)
  • Digital banking
  • Access to physical branches throughout Germany
  • Online application process
  • Quick application
Open Business Account

Key advantages of this German bank account include the large Cash Group ATM network of over 9,000 ATMs as well as the 24/7 customer support via phone or during normal working hours in their local branches.

After filling out the online application, you need to complete a quick identification process online via video chat, or offline at a local branch or local post office. Simply follow our English step-by-step tutorial here.

If you are a founder, check out Commerzbank’s special founder’s offer which gives you 40% off their premium plan for 2 years.

❗️ Promotion: For a limited time, Commerzbank is offering a €100 cash bonus if you open a business account with them online. They are also waiving the monthly account fee for 6 months (for the “Klassik” account). Click here to read more about the offer.

Go to Commerzbank
Open a business account in Germany
  • KlassikGeschäftskonto

  • 9.90/ Month
    • First 6 months of the “Klassik” account are FREE (only for a limited time)
    • Currently €100 signup bonus (only for a limited time)
    • Digital banking
    • Access to physical branches throughout Germany
    • Online application process
    • Quick application
    • Customize your account by booking additional services individually
    • Debit card included (Commerzbank Girocard)
    • Paperless payment orders
    • Free CashRadar feature allows you to monitor your accounts

    OPEN ACCOUNT

Commerzbank Girocard
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Commerzbank Business Bank Accounts

Commerzbank offers 3 business bank account options: Klassik, Premium, and Gründer. Each account offers comparable features with add-ons available for an additional cost.

 

Classic Business Bank Account “KlassikGeschäftskonto” 

The “KlassikGeschäftskonto” starts at €9.90/month. They are currently waiving the monthly fee for the first six months.

With the “KlassikGeschäftskonto” you will have full online banking accessible via mobile or web browser. You will even have access to the thousands of Commerzbank ATMs through Germany. Through ATM access, you can freely withdraw funds,  deposit funds, and check your account statement.

 

Included:

  • First 6 months of the basic account are FREE
  • €100 online signup bonus
    • Digital banking
    • Debit card included (Commerzbank Girocard)
  • Electronic banking services
  • 10 Paperless payment orders (.15 cents for each additional)
  • Free CashRadar feature allows you to monitor your accounts

 

For an additional fee you can:

  • Check digital sales information (€10.00/month)
  • Make digital payments (additional €5.00/month)
  • Premium Business Card (€79.90/year)
  • Premium debit cards (€5.90/month)
  • Foreign currency account (€7.90/month)
  • Document payment orders (€1.50/order)
  • Deposits and withdrawals at Commerzbank ATMs (€1.00/order)

 

Premium Business Bank Account “PremiumGeschäftskonto”

The “PremiumGeschäftskonto” starts at €24.90/month. They are currently offering a €100 cashback for signing up for this business bank account online.

The “Gründerangebot” account is offered specifically to start-ups less than 3 years old. This offer allows those who qualify to pay €14.90/month for the first 24 months. Basically, you will receive 40% off the  “PremiumGeschäftskonto” for 2 years. Customers who sign-up for this offer will have access to the same features offered in the “PremiumGeschäftskonto” account.

 

Included:

  • Digital Banking
  • Debit card included (Commerzbank Girocard)
  • 75 Paperless payment orders (10 cents for each additional)
  • Electronic banking services
  • Premium Business Card (debit or credit card)
  • Cash deposits or withdrawals (10 Transactions/Month)
  • Free CashRadar feature allows you to monitor your accounts
  • Digital sales information
  • Digital payment orders

 

For an additional fee you can:

  • Foreign currency account (€7.90/month)
  • Send payment orders (€1.50/order)
  • Withdrawal / Deposit (first 10 transactions for free, then €1.00/transaction)

 

How to Apply: 

The application process is simple and quick if you have all the documents and information handy. Use our step-by-step guide to get the English translations.

The first part of the application process will ask for your personal information along with information about your business. This information will include your name, gender, date of birth, and address. At this point, you will be able to see your future account number (IBAN)

The second part of the application process will have you verify your identity. You will need to download Commerzbank’s preferred verification application. This is called “videoIDENT” and you can find it on the app store. You will connect with a live representative through the app. They will confirm your identity with your physical ID or Passport.

Once your information is successfully verified, you will receive a photoTAN activation letter and will have access to online banking.

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Business Bank Account

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